getting started…
December 8, 2009 at 5:44 pm 4 comments
why is it that getting started is the easiest part of any project? you have an idea, you brainstorm, get things down on paper, talk about it with your friends (or in this case, just the one friend who knows I’m doing this) and you write your first entry like your fingers are on fire. the next day comes the second entry and while you may dilly-dally, you are still able to get things done. by the second week, you’ve already abandoned your project. the one that was going to make you famous. the one that was going to reach the world! touch the hearts of millions, yada yada yada, et cetera, et cetera. but not this time. this time I will stick to it. I have to, my financial future lies in the balance. if I ever hope to own a home, I have to stick to this. what is “this” exactly? please accept my explanation below.
I am a single, college educated woman with no children who lives alone in one of the five boroughs of NYC. the greatest city on earth (please note: that is not up for debate. it is the greatest city on earth.) I have managed to get myself into about $10k in debt and I plan to get myself out of said debt by December 8, 2010. how will I go about doing this? well, first I have to admit to myself that I have a spending problem. I don’t buy expensive shoes or purses. I don’t have a costly drug addiction. I am reckless and am not conscious of my spending habits at all. so the first step is admittance and I’ve got that down pact… now I need to get all my bills together and see what the exact amount of damage is. wish me luck!
Entry filed under: personal finance, Uncategorized. Tags: bills, budgeting, credit cards, debt, money, personal finance.
1.
Tonic | December 8, 2009 at 11:52 pm
I’m so glad you started a blog like this one. I find myself in very similar conditions to yours (about the same amount of debt and for about the same amount of time and pretty much the same reasons!) and I’d love to join you in your journey and take the same steps as you to WALK OUR WAY OUT THE DEBT DOOR by next year!
I look forward to reading your daily posts!
2.
broke2010 | December 9, 2009 at 6:44 pm
please join me on my journey. it’ll help to reinforce the commitment.
3.
BDO | December 9, 2009 at 9:36 am
Great decision! I hope you do well on your financial marathon to reduce debt. Many people do it every year, but it is tough and hard. Be encouraged, you can do it! Keep up the good work!
4.
broke2010 | December 9, 2009 at 6:44 pm
thank you for the words of encouragement. pray for me, I’m going to need all the help I can get.